Refinancing

Whether to refinance depends on factors including, interest rate, terms, and prepayment fees on existing debt. We can often determine if the savings from lower interest rate offsets the prepayment fee.

Loan for Acquisition

Whether you are buying the neighbors or new construction we can help meet your goals, whether it is timing, loan structure, or providing an opinion of balance sheet strength.

Agricultural Consulting

For times when the project outlasts the coffee pot, we have provided a wide range of consulting services to farmers, ranchers, dairymen, and even accountants and attorneys.

Water

Water rights are of the utmost importance to agriculture in the West.

McFinney's Dedication to Provide Credit to Your Farm and Serve Agriculture




McFinney Agri-Finance, LLC, servicing agriculture in Idaho and throughout the West

McFinney's loan business was established to lend money to traditional farmers, dairymen and ranchers who are all an integral part of our loan portfolio. The individuals who work in the lending business at McFinney were raised on farms and ranches and have a thorough knowledge of agriculture. Maintaining close ties to agricultural communities will always be an ethic of the Company. Please Email if you would like to get in contact with McFinney.

Why choose McFinney for your farm, ranch or dairy mortgage.

It never hurts to talk. With a free consultation, we can review interest rates, terms, and prepayment options, water rights, and begin the process of estimating a loan amount.

Contact

Mountains, lakes, ranches, fields of grain, potato fields are what makes Idaho special, the preceding video from Idaho Preferred lays out how Idaho agriculture helps feed the world.

portfolio 8

Idaho has changed alot over the years and so has farming, ranching and dairying. What hasn't changed is that integrity and strong relationships are integral to any operation's success. McFinney specializes in farm and ranch long-term real estate and farm equipment financing. We offer a wide range of commercial financial products catered to the long-term financing needs of the agricultural community and endeavor to provide financing that fits our client's timeframe at very competitive rates. McFinney proudly serves the Magic Valley and Western states. McFinney beleives that the terms of the loan, prepayment options, maturity, etc. are often as important as getting money at the most competitive rate.

There are many qualities that distinguish McFinney from other lenders. Probably the most important of these is product and resource knowledge. Our lenders look to McFinney to understand the characteristics that create value and quality in land. These features can include a diversity of agricultural sources, recreational features, conservation potential, location, and building improvement value. That, coupled with keeping abreast of the ever expanding menu of financing options, creates a very efficient and convenient process for McFinney loan clients.

Our specialized knowledge of land values and loan products enables us to be a “say what we do and do what we say” type of lender. This gives us the ability to deliver accurate and definitive feedback early on in the process.

Calculate Amortized Loan Payments

This link has an Loan Payment Amortization Calculator which is a useful tool to figure out what the land payment is on a loan using different variables. Enter loan amount, payment frequency and loan term and it will generate a amortization schedule. It is also able to export to excel or a .csv file to further modify the farm payment schedule.

Water Flow Calculator

Calculate and Convert water measurements from cubic feet per second (CFS) to Acre Feet per Acre or convert CFS to Gallons per Day for calculation of commercial water rights.

Flow Calculator Loan Calculator